Financial works with you to create and implement an investment plan
designed to build long term wealth for you and your
is to help you "Get Rich Slowly" and then stay that way.
assist you on your investment path by creating and implementing
an investment plan for you. Over the years to come, we then
regularly review your situation to keep the plan on track towards
achieving your goals.
investment plan is based on:
current and expected future cash flows. This is crucial to any
investment plan. To be able to "stay the course", you need to have
sufficient funds to keep your investments in place, supplement
them where necessary as well meet your other cash needs, ie.
investment attitudes. Your investment plan must allow you to sleep
investment timeframe. This influences asset class
and most importantly, your long term goals. This determines your
"need to invest".
with the actual investments themselves, your investment plan will
provide investment advice on a strict fee for service basis. This
ensures that our recommendations are based on your needs, free of
any conflict of interest. The fees that we charge are absolutely
transparent and agreed with you in advance.
Little Bit of Our Investment Philosophy
Belmont Financial, we passionately believe in the mantra of "time
in the market" rather than "timing the market". Investing and using
compound interest to build wealth is all about making a structured
investment plan, putting it in place and having the discipline
to stay the course.
fixes, no fast buck schemes and no chasing the next big
know people who have "made a killing" in the markets - or at
least those who say they have. And in our weaker moments,
we wish we got into whatever is the current flavour of the month
when they did.
there might be "gifted investors" out there - ie. those
who can unfailingly pick market highs and lows - we've
never met one. If you know one, you should take their advice and
please send us their number! We've met plenty of people who
have had the odd big win, but you know what else they have had
that for every story you hear from someone about how they made a
killing in XYZ Mining, that same someone might have dropped just as
much or more on ABC, DEF and GHI Mining. Just like at the
horse races, you only hear about the wins, never the
disciplined investor shuts out that "noise" and gets on with the
job of sticking to their Not Very Exciting Long Term Plan. Not
as much fun as riding the highs of big wins, but we think it is a
lot more lucrative in the long run. And investing isn't about fun.
The fun part comes when you use your long term wealth to
achieve your long term goals.
investment skills are centred on creating and monitoring an
investment plan suited to you and your timeframe. We recommend
asset classes and specific investments based on your needs. And we
take the time to explain why we have made our recommendations to
believe that it will be easier for you to stick to your
investment plan if you understand the logic and reasoning behind
it. This will allow you to ride out the inevitable "bumps"
along the way and carry on to the achievement of your
want to know more, please give us a call or send